Joining Lucky Plan is straightforward when you know the sequence. The branch workflow is built to keep the product, batch, and payment schedule aligned.
1) Choose your furniture
Start by browsing products or visiting the branch. Shortlist the furniture that fits your room size, usage, and budget comfort.
2) Join an active batch
The branch will guide you to an active batch where Lucky IDs are available and the plan schedule fits your onboarding timeline.
3) Receive your Lucky ID (00–99)
Lucky IDs are allocated within a batch. Your Lucky ID is used for the monthly draw for that batch.
4) EMI begins and stays predictable
Your EMI schedule is set for the tenure (typically 15 months). Payments are recorded as transactions so your history stays auditable.
If you win
Winning waives remaining future EMI only. Past paid EMI is not refunded.